Cash Advance Loans Online California
There will likely come a time when you find yourself with expenses or just simply in need of cash. If your payday is still days off, you’ll find yourself wondering what you can do to get the money that you need. Fortunately, there is an answer. Online payday loans can help you get the cash you need before payday. Cash Advance Loans Online (CALO) is a lender that can help you get the money you need.
With (CALO), you can get a payday loan to get the cash you need when you’re between paydays. Apply online for your loan and get approved as soon as the same day. Once you’re approved, you’ll receive your funds deposited directly into your bank account the next business day.
Online Loans in California
Obtaining an online payday loan can be completed in three easy steps. Get the money you need before your payday with a simple, 3-step process. Your funds will be deposited right into your bank account in as little as 24 hours!
- Step One: Submit your application online to apply for a loan.
- Step Two: Get approved as soon as the same day.
- Step Three: Get your cash within 1 business day.
How Do I Do A Cash Advance Online?
When you apply for an online payday loan, you need to understand the rates and terms. These explain the amount you are receiving, the amount you will owe, the date that you will need to repay the loan, and more. We are always clear and transparent when it comes to loan details. When you work with us, you will always be aware of your loan terms and what they mean, both before you apply for the loan and after you are approved. Here are our basics:
Loan Amount
The amount that can be given in a payday loan depends on each particular state. In California, payday loans are given in the amount of $255. Once you complete your online loan application, you will hear back from us shortly. You will receive your funds within one business day.
Loan Terms
In California, your loan will be due on your next payday. The actual number of days before your loan is due will depend on your frequency of paydays, however, most payday loans will be due between 8-31 days after borrowing.
Cost of Loan
California payday loans come with a finance charge of 17.64% of the borrowed amount. That means, when you borrow $255 as a payday loan in California, the finance charge will be $44.98. When you pay your loan back, you will pay the total amount of the loan plus the finance charge. In all, for a payday loan in California, you will owe $299.98. It’s important to understand that California payday loans are expensive loans because you pay 17.64% more than you receive. However, if you find yourself in need of cash between paydays, it’s an important option to have.
Licensed to Lend in California
We are a licensed lender in California. While we serve people online residing in most states, we obtain all necessary licensing and meet all essential requirements to lend in each state.
Frequently Asked Questions
Does California do Payday Loans?
People in California can obtain a payday loan of $255 from lenders in their area. The most important thing to remember about payday loans is that every state has its own laws regarding things such as payday loans. When you apply for a payday loan, make sure and check out the specific terms before you head out. Terms will be located in the contract between the borrower and CALO.
What do I need in order to get a payday loan in California from Cash Advance Loans Online?
If you apply for a payday loan in California, you will need to be able to prove that you are at least 18 years old. Provide identification, have an active bank account, and show that you have a steady income so you’ll be able to pay back your loan. You will also need to prove that you are a US citizen or permanent resident.
Oftentimes, credit does not matter when you are applying for a payday loan or installment loan and some lenders may choose not to do a credit check. Typically, bad credit won’t prevent you from getting a payday loan. Instead, lenders are far more interested in whether or not you have a steady income and the ability to make your loan payments.
Can I pay my loan off early?
You can make full or partial payments at any time, without penalty.
Can I apply for a payday loan if I don’t live in California?
The payday loan is only for people who live in California. It’s easy to apply online to receive the money you need. People who don’t live in California can still get assistance from us. While they may not be able to give the loan to just anyone, there are a number of things we can do to help you. We have a number of financial products and services available in most states.
Wrapping Up
If you need cash before payday, you need CALO. We help people get the funds they need. For fast cash, turn to us. We know that life happens and sometimes unexpected circumstances require you to look outside of the box and explore the various options out there.
That’s why we offer online payday loans to people in California. Contact Cash Advance Loans Online to find out if you’re eligible for a payday loan. Get the money you deserve.
We are here to help you. Contact us today to find out what you can do to obtain the cash that you need.
